GB
Beta

Jammu & Kashmir State Budget 2024-25 Analysis

Budget Estimate

Total expenditure, revenue receipts, fiscal deficit, and department-wise allocation for Jammu & Kashmir FY 2024-25

Jammu & Kashmir State Budget 2024-25 Budget at a Glance

Total Receipts

Rs 74,401 crore

+9.1%

Total Expenditure

Rs 92,191 crore

+8.8%

Fiscal Deficit

4.1%

Rs 10,705 crore

Capital Expenditure

Rs 14,943 crore

+10.7%

Tax Revenue

Rs 14,249 crore

+14.0%

Interest Payments

Rs 10,875 crore

12% of expenditure

Jammu & Kashmir Revenue Receipts 2024-25

Own tax revenue vs non-tax revenue breakdown

Tax Revenue
Rs 14,249 crore (67.5%)
Non-Tax Revenue
Rs 6,872 crore (32.5%)

Jammu & Kashmir Expenditure Breakdown 2024-25

Revenue vs Capital spending and department allocation

Revenue vs Capital Split

Revenue Expenditure 82.5%
Capital Expenditure 17.5%

Top 10 Departments by Allocation

Fiscal Deficit as % of GSDP โ€” Jammu & Kashmir 2024-25

The fiscal deficit for Jammu & Kashmir in 2024-25 is 4.1% of GSDP (Rs 10,705 crore), reflecting the state's borrowing needs to fund development programmes.

States are expected to maintain fiscal deficit within 3% of GSDP as per the FRBM Act. Jammu & Kashmir's deficit is above this threshold, driven by higher capital spending needs.

Interest payments at Rs 10,875 crore consume 11.8% of total expenditure.

Jammu & Kashmir State Budget 2024-25 โ€” Receipts & Expenditure Summary

ParticularsAmount% of Total
A. Total ReceiptsRs 92,191 crore100%
1. Revenue ReceiptsRs 74,401 crore80.7%
a. Own Tax RevenueRs 14,249 crore15.5%
b. Non-Tax RevenueRs 6,872 crore7.5%
B. Total ExpenditureRs 92,191 crore100%
1. Revenue ExpenditureRs 70,472 crore76.4%
2. Capital ExpenditureRs 14,943 crore16.2%
of which: Interest PaymentsRs 10,875 crore11.8%
C. Fiscal DeficitRs 10,705 crore4.1% of GSDP

Source: Jammu & Kashmir State Budget Documents via PRS India. All figures in Indian Rupees.

Jammu & Kashmir Department-wise Expenditure 2024-25

Top departments by allocation in Jammu & Kashmir for 2024-25

Department โ†•Total โ†“Share
1. Education
Rs 12,200 crore
13.2%
2. Police & Home Affairs
Rs 8,600 crore
9.3%
3. Rural Development & Panchayati Raj
Rs 7,000 crore
7.6%
4. Public Works & Roads
Rs 7,000 crore
7.6%
5. Energy & Power
Rs 6,200 crore
6.7%
6. Health & Family Welfare
Rs 5,700 crore
6.2%
7. Agriculture & Allied
Rs 3,900 crore
4.2%
8. Water Supply & Jal Jeevan
Rs 3,700 crore
4.0%
9. Urban Development & Housing
Rs 3,600 crore
3.9%
10. Social Welfare
Rs 3,500 crore
3.8%

Jammu & Kashmir Budget 2024-25 Analysis & Highlights

Key Highlights

  • Total expenditure at Rs 92,191 crore including debt repayment of Rs 6,761 crore
  • Revenue receipts of Rs 74,401 crore with own tax at Rs 14,249 crore
  • Revenue surplus of Rs 3,929 crore (1.5% of GSDP) from central grant flow
  • Fiscal deficit at 4.1% of GSDP (Rs 10,705 crore), above FRBM target
  • Capital expenditure at Rs 14,943 crore for infrastructure development
  • Post-Article 370 institutional reforms โ€” new laws and administrative restructuring
  • Tourism recovery with record footfall boosting hospitality and transport sectors
  • Committed expenditure (salary+pension+interest) at 50% of total spending
  • Outstanding debt at Rs 1,25,900 crore, debt-to-GSDP at 48.0%
  • Interest payments at Rs 10,875 crore โ€” 14.6% of revenue receipts
  • Central grants of Rs 53,280 crore as the primary funding source
  • GSDP at Rs 2,62,358 crore with services and agriculture dominating

Compare Jammu & Kashmir Budget โ€” Recent Years

Year-over-year comparison of key fiscal metrics

Metric2020-212021-222022-232023-242024-25
Total Expenditureโ€”โ€”โ€”Rs 84,700 croreRs 92,191 crore
Revenue Receiptsโ€”โ€”โ€”Rs 68,200 croreRs 74,401 crore
Capital Expenditureโ€”โ€”โ€”Rs 13,500 croreRs 14,943 crore
Fiscal Deficit (% GSDP)โ€”โ€”โ€”4.2%4.1%
Own Tax Revenueโ€”โ€”โ€”Rs 12,500 croreRs 14,249 crore

Columns showing "โ€”" will populate as more data is ingested. Data from official budget documents via PRS India.

Understanding Jammu & Kashmir State Budget 2024-25

The Jammu & Kashmir state budget is the annual financial plan presented in the state legislature. It covers all revenue receipts, expenditure allocations across departments, and fiscal deficit management. State budgets are critical because states handle key development areas including education, health, agriculture, and infrastructure.

Jammu & Kashmir Revenue Sources

State revenue comes from three sources: own tax revenue (state GST, stamp duty, excise, vehicle tax), non-tax revenue (fees, fines, interest), and transfers from the Centre (share of central taxes as per Finance Commission recommendations, plus grants-in-aid for specific schemes).

Fiscal Deficit and State Borrowing

Under the FRBM framework, states target a fiscal deficit of 3% of GSDP. States can borrow from the market via State Development Loans (SDLs), and the central government also provides loans. The RBI manages the borrowing calendar for states to ensure orderly market conditions.

Compare Jammu & Kashmir with other states

Side-by-side comparison of fiscal metrics across Indian states