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Kerala State Budget 2020-21 Analysis

Actuals

Total expenditure, revenue receipts, fiscal deficit, and department-wise allocation for Kerala FY 2020-21

Kerala State Budget 2020-21 Budget at a Glance

Total Receipts

Rs 89,500 crore

-6.0%

Total Expenditure

Rs 1.37 lakh crore

+2.5%

Fiscal Deficit

4.5%

Rs 31,500 crore

Capital Expenditure

Rs 11,200 crore

-10.4%

Tax Revenue

Rs 49,800 crore

-10.8%

Interest Payments

Rs 21,000 crore

15% of expenditure

Kerala Revenue Receipts 2020-21

Own tax revenue vs non-tax revenue breakdown

Tax Revenue
Rs 49,800 crore (88.9%)
Non-Tax Revenue
Rs 6,200 crore (11.1%)

Kerala Expenditure Breakdown 2020-21

Revenue vs Capital spending and department allocation

Revenue vs Capital Split

Revenue Expenditure 91.8%
Capital Expenditure 8.2%

Fiscal Deficit as % of GSDP โ€” Kerala 2020-21

The fiscal deficit for Kerala in 2020-21 is 4.5% of GSDP (Rs 31,500 crore), reflecting the state's borrowing needs to fund development programmes.

States are expected to maintain fiscal deficit within 3% of GSDP as per the FRBM Act. Kerala's deficit is above this threshold, driven by higher capital spending needs.

Interest payments at Rs 21,000 crore consume 15.3% of total expenditure.

Kerala State Budget 2020-21 โ€” Receipts & Expenditure Summary

ParticularsAmount% of Total
A. Total ReceiptsRs 1.43 lakh crore100%
1. Revenue ReceiptsRs 89,500 crore62.8%
a. Own Tax RevenueRs 49,800 crore34.9%
b. Non-Tax RevenueRs 6,200 crore4.4%
B. Total ExpenditureRs 1.37 lakh crore100%
1. Revenue ExpenditureRs 1.26 lakh crore91.8%
2. Capital ExpenditureRs 11,200 crore8.2%
of which: Interest PaymentsRs 21,000 crore15.3%
C. Fiscal DeficitRs 31,500 crore4.5% of GSDP

Source: Kerala State Budget Documents via PRS India. All figures in Indian Rupees.

Kerala Budget 2020-21 Analysis & Highlights

Key Highlights

  • COVID-19 severely impacted Kerala's tourism and remittance-dependent economy.
  • Gulf country economic slowdowns reduced remittance inflows by 15-20%.
  • Tourism revenue collapsed to near-zero โ€” backwater, Ayurveda, and heritage tourism devastated.
  • Kerala's COVID response was internationally recognised as a model for developing countries.
  • Health system leveraged decades of primary care investment for effective pandemic management.
  • Fiscal deficit widened as revenue collapsed while health spending surged.
  • Social security pensions maintained despite fiscal stress โ€” zero payment delays.
  • Education shifted entirely to online through KITE-VICTERS TV channel for school instruction.
  • KIIFB continued infrastructure projects as employment generation measure.
  • Rubber and spice prices declined, affecting plantation economy.

Compare Kerala Budget โ€” Recent Years

Year-over-year comparison of key fiscal metrics

Metric2016-172017-182018-192019-202020-21
Total Expenditureโ€”โ€”โ€”Rs 1.34 lakh croreRs 1.37 lakh crore
Revenue Receiptsโ€”โ€”โ€”Rs 95,200 croreRs 89,500 crore
Capital Expenditureโ€”โ€”โ€”Rs 12,500 croreRs 11,200 crore
Fiscal Deficit (% GSDP)โ€”โ€”โ€”3.5%4.5%
Own Tax Revenueโ€”โ€”โ€”Rs 55,800 croreRs 49,800 crore

Columns showing "โ€”" will populate as more data is ingested. Data from official budget documents via PRS India.

Understanding Kerala State Budget 2020-21

The Kerala state budget is the annual financial plan presented in the state legislature. It covers all revenue receipts, expenditure allocations across departments, and fiscal deficit management. State budgets are critical because states handle key development areas including education, health, agriculture, and infrastructure.

Kerala Revenue Sources

State revenue comes from three sources: own tax revenue (state GST, stamp duty, excise, vehicle tax), non-tax revenue (fees, fines, interest), and transfers from the Centre (share of central taxes as per Finance Commission recommendations, plus grants-in-aid for specific schemes).

Fiscal Deficit and State Borrowing

Under the FRBM framework, states target a fiscal deficit of 3% of GSDP. States can borrow from the market via State Development Loans (SDLs), and the central government also provides loans. The RBI manages the borrowing calendar for states to ensure orderly market conditions.

Compare Kerala with other states

Side-by-side comparison of fiscal metrics across Indian states